Last updated November 2026

Regional regulatory context

Djembely is a place to practise. It is an educational simulation, and it is not a regulated financial service anywhere. The notes below give simple background on the official bodies that regulate real trading in different regions. They show how the real world differs from this practice space. They are for information only. They do not mean Djembely is registered with, or backed by, any of these bodies.

Who we are

Djembely is owned and run by Melian Dialogue Limited (the "Company"). It is a private limited company set up in the Republic of Kenya. Registered Office: P.O. Box B1003, Urban Oasis Apartments, Kingara Road, Lavington, Nairobi. Company Registration No.: PVT-27ULY98K. KRA PIN: P052416974R.

What Djembely is, and what it is not

Djembely is for practice trading only. You trade with virtual money, which starts at GBP 10,000 or a similar amount in your region's currency. No real orders are placed. No real money is used. There is no leverage (borrowing money to make a trade bigger). We do not give investment advice. We do not promise any returns.

The Co-pilot (our AI assistant) and the Autotrader are practice tools too. AI answers can be wrong. Nothing they say is advice to buy or sell anything with real money.

You must be 18 or over to use Djembely.

United Kingdom: FCA

In the UK, real trading and investment services are regulated by the Financial Conduct Authority (FCA). The FCA has said publicly that game-like design in real trading apps can harm customers. Djembely uses virtual money only. It is not authorised by the FCA, because it does not offer any real financial service.

United States: SEC and FINRA

In the US, the Securities and Exchange Commission (SEC) oversees the securities markets (where shares and similar things are bought and sold). A body called FINRA oversees brokers (the firms that place trades for people). Real investing carries the risk of real loss. It also comes with special rules about what must be explained to customers. Those rules do not apply to a virtual simulation like Djembely.

European Union: ESMA

In the EU, the European Securities and Markets Authority (ESMA) and national regulators oversee investment services. They have strict rules on leveraged products (products that let you borrow to trade bigger amounts). None of this applies to Djembely's virtual world, and Djembely has no leverage. It is still the real-world setting an EU user would face when trading for real.

Elsewhere

Wherever you live, real trading is usually overseen by a national body with its own rules and protections. Djembely deliberately does not copy the real-money parts of trading that those rules cover. It is a place to build good habits and discipline. It is separate from, and comes before, any real regulated activity.

Language support coverage

Djembely is available in seven languages: English, Spanish, French, Swahili, Sheng, Luganda and Kinyarwanda. The translations are first drafted by AI, so they may contain mistakes. If a translation and the English version do not match, the English version is the one that counts.

Customer support replies directly in English. If you write to us in another language, we answer with the help of translation tools. This may take a little longer. We want to be clear about this. We do not claim to offer round-the-clock help in every language.

Recent updates

Melian Dialogue Limited (the "Company") · Registered Office: P.O. Box B1003, Urban Oasis Apartments, Kingara Road, Lavington, Nairobi · Company Registration No.: PVT-27ULY98K · KRA PIN: P052416974R.

Melian Dialogue Limited is registered in the Republic of Kenya. Djembely is an educational simulator. It is not authorised as a broker, a bank or an investment adviser in any country or region.

Djembely is a virtual learning platform for practice only. No real money is ever traded. This is not financial advice.

Djembely Disclaimer & Platform Information

Djembely is a game-style learning simulator for practising trades. It uses real, live market prices, including data from global stock exchanges. But you never trade with real money.

Djembely is not a bank, broker or financial adviser. It does not accept deposits, hold client money or make real financial transactions. All trades on Djembely use virtual money to help you build good market habits. Subscription payments only unlock advanced AI features, analysis tools and learning tools. They are not deposits, investments or payments into any real financial market.

The platform uses artificial intelligence to track and assess your trading psychology through our own patent-pending Behavioural Coefficient (BeCo) Index™. Using live market prices and your practice trades, the BeCo Index™ works out two scores. Behavioural Alpha (αB) measures your trading discipline. Behavioural Sigma (σB) measures your emotional risk.

Melian Dialogue Limited. Registered in Kenya, number PVT-27ULY98K. Registered Office: P.O. Box B1003, Urban Oasis Apartments, Kingara Road, Lavington, Nairobi. KRA PIN: P052416974R.

Djembely © 2026 Melian Dialogue Ltd. All rights reserved.