Last updated November 2026

Fair Use Policy

This policy explains how much of Djembely's paid features you can use each day. It is about how much you use, not how you behave. Rules on behaviour, such as bots, scraping and harassment, are in our Acceptable Use Policy (/legal/acceptable-use). The two policies go together, so it helps to read both.

Who we are

Djembely is owned and run by Melian Dialogue Limited (the "Company"). It is a private limited company set up in the Republic of Kenya.

Registered Office: P.O. Box B1003, Urban Oasis Apartments, Kingara Road, Lavington, Nairobi.

Company Registration No.: PVT-27ULY98K. KRA PIN: P052416974R.

What this policy covers

Djembely is a practice trading simulator. You trade with virtual money, not real money. This policy is about the Co-pilot, our AI assistant. The Co-pilot uses OpenAI GPT 6 Luna through the Company's own account. If that is not available, we use the Emergent universal key as a backup.

AI answers can be wrong. The Co-pilot does not give investment advice and does not promise any returns.

Daily Co-pilot narration caps

The Co-pilot can write live analyses using an AI model (an LLM, which is a computer program that writes text). We call these "narrated analyses". Each plan level (called a tier) has a daily limit (called a cap) on how many you get.

We did not pick these numbers at random. They come from a real cost model that helps keep Djembely running for the long term.

  • ·Cadet (free): 0 live AI calls. On this tier the Co-pilot always uses templated mode. That means ready-made wording that gives the same words for the same facts, with no live AI model.
  • ·Trader: 50 narrated analyses per day.
  • ·Professional: 150 narrated analyses per day.
  • ·The daily count starts again at the beginning of each new day.

As you get close to your cap

We do not want you to reach your cap by surprise. When you have used 75%, 90% and 99% of your tier's cap, the Co-pilot sends a calm notice to your notification centre. It tells you how much you have used, how many analyses are left, and that reaching the cap just switches you to plain-fact answers. Nothing stops, and you are not charged for going over. The 99% notice also tells you the exact time your cap resets, in your own local time zone.

At 90% and 99%, a Trader user also sees one plain line that names the Professional tier's cap (150 a day), with a link to the tier comparison. It is just a number. We do not use pressure or false urgency. You will see it at most once in any 7 days, even if you reach those levels on back-to-back days. You can dismiss it on its own, separately from the usage notice. Professional users do not see this line, because there is no higher tier. The 75% notice never mentions an upgrade, on any tier.

Each notice appears once per day for each level. You can dismiss it, and it never blocks anything. You can keep using the Co-pilot in templated form. Cadet has no live-call cap, so these notices do not apply on the free tier.

What happens when you reach your cap

Nothing stops working. When you reach your tier's daily cap, the Co-pilot switches to the same clear, templated output that Cadet uses. You still get the real facts, in plain words, but without a live AI call. This lasts for the rest of that day. Full narration comes back at the next daily reset.

Reaching your cap never blocks your practice trading. Djembely never stops you sending a practice trade because of a cap. The only practice trade we decline is a short sale (selling something you do not own) that has not been funded with the required collateral (money set aside as a safety deposit). That rule has nothing to do with caps.

Reaching a cap is not a punishment and never leads to any action against your account. If you are a paying user who uses Djembely a lot, reaching the cap is a good sign, not a problem. We treat it that way.

Changes to caps

We may raise a cap at any time without telling you first. More access is never a downgrade.

If we want to lower a cap, we must give existing subscribers advance notice. You are already paying for a level of access, so lowering it is a big change to what you signed up for.

Deliberate abuse and genuine heavy use

The tiers are made for people who use Djembely a lot. That is fine.

Sometimes a pattern of use may look like a deliberate attempt to cheat the cap system. We do not hand out automatic penalties for this. We review it through our normal moderation process (the same one described in the Acceptable Use Policy). A real person looks at the full picture first.

Recent updates

Do not cheat to get extra prompt allowances or share bonuses. This means no fake accounts, no automated sharing and no referring yourself. If we find abuse, we may take the rewards away.

Djembely is a virtual learning platform for practice only. No real money is ever traded. This is not financial advice.

Djembely Disclaimer & Platform Information

Djembely is a game-style learning simulator for practising trades. It uses real, live market prices, including data from global stock exchanges. But you never trade with real money.

Djembely is not a bank, broker or financial adviser. It does not accept deposits, hold client money or make real financial transactions. All trades on Djembely use virtual money to help you build good market habits. Subscription payments only unlock advanced AI features, analysis tools and learning tools. They are not deposits, investments or payments into any real financial market.

The platform uses artificial intelligence to track and assess your trading psychology through our own patent-pending Behavioural Coefficient (BeCo) Index™. Using live market prices and your practice trades, the BeCo Index™ works out two scores. Behavioural Alpha (αB) measures your trading discipline. Behavioural Sigma (σB) measures your emotional risk.

Melian Dialogue Limited. Registered in Kenya, number PVT-27ULY98K. Registered Office: P.O. Box B1003, Urban Oasis Apartments, Kingara Road, Lavington, Nairobi. KRA PIN: P052416974R.

Djembely © 2026 Melian Dialogue Ltd. All rights reserved.